1. Course Use:

All materials provided are for your personal and professional use only.
You may not share, resell, or reproduce any content without written permission.

2. Payments:
• All payments are processed via Stripe.
• We offer installment payment options through Klarna (available via Stripe checkout in supported countries).
• Klarna may allow customers to pay in 4 interest-free installments or through extended monthly plans.
• You will see Klarna options at checkout if available in your country.
• We receive the full payment upfront, while Klarna handles the installment plan with the customer.

3. Certificates:

Certificates of completion are issued only after course requirements are fulfilled.
We reserve the right to withhold certification if criteria are not met.

4. User Conduct:

All users are expected to behave respectfully.
We reserve the right to remove anyone from a course without refund due to abusive or inappropriate behavior.

5. Modifications:

We may change course content, pricing, or policies at any time without prior notice.